Medigap plans, or Medicare Supplements fill in the gaps in original Medicare by paying the hospital deductible and coinsurance payments not covered by original Medicare. CMS plan designs range from A to N, with Plan G being the highest benefit plan currently available. If you have a Medigap plan you will also need a separate prescription drug plan.
Medicare Advantage plans are usually HMO or PPO plans. These plans normally include prescription drug benefits as well as some benefits not covered by original Medicare. These plans can be purchased when initially eligible for Medicare, during the Annual Medicare Enrollment period October 15th to December 7th, or a Special Election Period.
Helpful Medicare Information
Want help to review the 2023 plan and formularies? Complete the 2023 Medicare Shopping Authorization.
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