Medigap plans, or Medicare Supplements fill in the gaps in original Medicare by paying the hospital deductible and coinsurance payments not covered by original Medicare. CMS plan designs range from A to N, with Plan F being the highest benefit plan.
Medicare Advantage plans are usually HMO plans however PPO plans are available in some markets. These plans normally include prescription drug benefits as well as some benefits not covered by original Medicare. These plans can be purchase when initially eligible for Medicare or during the Annual Medicare Enrollment period October 15th to December 7th.
Medicare Prescription Drugs
Medicare Part D, prescription drug plans, provides the missing drug coverage in original Medicare. In addition to when originally eligible for Medicare, you can also apply during the Annual Enrollment Period.
2018 Medicare Authorization
Want help to review the 2018 plan and formularies? Complete the 2018 Medicare Shopping Authorization.
Ready to find out more?
Drop us a call or email today for a free quote!