Medicare Plans

We can assist you with Medicare Advantage, Prescription Drug Plans, as well as the traditional Medicare Supplement (Medigap) plans.

New to Medicare?

Becoming Medicare eligible? Check out Medi-Careful for information on options and terms.

Small Group

Small group plans are now available for companies with as many as 100 employees in California. Employers can start a new plan or change carriers all year long.

Individual Plans

 We can assist you with plans both on the exchange as well as direct from the carrierI am a Certified Covered California Agent.

Unless it is Open Enrollment, you can only apply for new coverage if there has been a qualifying event. Qualifying events include the birth or adoption of a child, marriage or divorce, or the loss of other coverage.

Short Term Medical

Short term insurance provides temporary benefits from 30-180 days.It's designed to offer you financial protection if you have an unexpected injury or illness while waiting for coverage to begin under an ACA-qualified plan. Interim Coverage short term medical plans offer:

  • Cost-effective premiums
  • Customized length of plans
  • Several deductible and coinsurance options

Anthem Blue Cross Interim Coverage from IHC Group

Travel / Visitor Insurance

If you are planning an overseas trip, have you decided about your visitors insurance plan? Well, you need an International Health Insurance policy that provides you with protection against medical and travel emergencies while you are traveling away from your home country. We offer affordable and comprehensive visitors medical insurance program for travelers visiting the US or any other part of the world. 

Fixed Benefit Plans

When an accident or serious illness occurs, it takes more than a physical and emotional toll on you; it also impacts your finances. Critical illness and accident insurance can help you manage that financial burden so you can focus on your health. With Balance you have access to bundled insurance benefits, which include:

  • Critical illness insurance
  • Accident medical expense insurance
  • Accident hospital confinement insurance
  • Accident disability income insurance

This is an ideal solution to fill the coverage gaps in your medical insurance plan.


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